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Subject Important Renewal Information Needed - ACA Policy

Body <p><span style="font-size: 14px;">Hi {{ip_first_name}},</span></p><p>We have some IMPORTANT news to share with you, pertaining to renewals on ACA policies. Our office will obtain the renewal information for cases that have active Premium Bill Monitoring (PBM) for the upcoming 2025year.</p><p style="margin-top:0in;background:white">PBM is based on a calendar year, this means the service ends on12/31 of that year. If you only purchased our essential + or recommended program, we will obtain this information as it includes 2 years of PMB. If you purchased a program for only one year of PBM, you could add a second year of PBM for only $200 or if you just want us to gather up the renewal information and not add PBM, the fee would be $150.</p><ul style="margin-top:0in" type="disc"> <li class="MsoNormal" style="color:#060B48;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo1;background:white">You will see the renewal information on your account within our portal around mid-November.</li> <li class="MsoNormal" style="color:#060B48;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo1;background:white">If you add PBM after 12/5/24, we cannot guarantee the renewal information in time for you to review/make a decision if a new ACA plan is needed with a January 1^st effective date. Very close to our ACA policy placement requests deadline dates and surcharges. Please keep this in mind.</li> <li class="MsoNormal" style="color:#060B48;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo1;background:white">If you add PBM after 12/15/24, our office will attempt to obtain this information by 12/31/24, if a new ACA plan is needed, the effective date would be 2/1/25</li> <li class="MsoNormal" style="color:#060B48;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo1;background:white">Cutoff date for us to obtain Renewal information is 1/1/25.</li></ul><p><br></p><p style="margin-top:0in;background:white"><strong>Starting around the beginning of October, insurance companies will send out renewal letters to all members. The insurance renewal letter will state if the policy auto renews for next year or if additional steps are needed. If renewing, the letter will contain vital information such as: new monthly premium, new deductible and new out of pocket max.</strong></p><p style="margin-top:0in;background:white;box-sizing: border-box;margin-bottom:1rem;font-variant-ligatures: normal;font-variant-caps: normal;orphans: 2;widows: 2;-webkit-text-stroke-width: 0px;text-decoration-thickness: initial;text-decoration-style: initial;text-decoration-color: initial;word-spacing:0px">Your gestational carrier(s) will receive this information via mail, email or member portal. Please make sure they are checking any correspondence from their insurance carrier, as letters can appear like junk mail. </p><p style="margin-top:0in;background:white;box-sizing: border-box;margin-bottom:1rem;font-variant-ligatures: normal;font-variant-caps: normal;orphans: 2;widows: 2;-webkit-text-stroke-width: 0px;text-decoration-thickness: initial;text-decoration-style: initial;text-decoration-color: initial;word-spacing:0px"><strong>If your gestational carrier(s) receives any information from their insurance carrier regarding the information above, please have them email the correspondence to us or their Premium Bill Monitoring Specialist with ART Risk. We do work on obtaining this information however, the letter is the quickest way to get the policy information updated in our system.</strong></p><p style="margin-top:0in;background:white;box-sizing: border-box;margin-bottom:1rem;font-variant-ligatures: normal;font-variant-caps: normal;orphans: 2;widows: 2;-webkit-text-stroke-width: 0px;text-decoration-thickness: initial;text-decoration-style: initial;text-decoration-color: initial;word-spacing:0px"><strong>If the gestational carrier's policy is NOT renewing or if there is a change in the plan and you want to explore other options, please submit a NEW ACA Policy Placement request.</strong></p><p style="margin-top:0in;background:white">PLEASE NOTE: Premium bill monitoring includes the following services.</p><ul style="margin-top:0in" type="disc"> <li class="MsoNormal" style="color:#002060;mso-list:l1 level1 lfo2;background: white;vertical-align:baseline">Assist with setting up auto-pay</li> <li class="MsoNormal" style="color:#002060;mso-list:l1 level1 lfo2;background: white;vertical-align:baseline">Assist with creating member account with insurance carrier</li> <li class="MsoNormal" style="color:#002060;mso-list:l1 level1 lfo2;background: white;vertical-align:baseline">Check the monthly premium each month to ensure its paid, if late, etc. we will reach out to you and let you know.</li> <li class="MsoNormal" style="color:#002060;mso-list:l1 level1 lfo2;background: white;vertical-align:baseline">Assist with obtaining the renewal information for the ACA policy, some plans auto renew into the same plan or a similar plan.</li> <li class="MsoNormal" style="color:#002060;mso-list:l1 level1 lfo2;background: white;vertical-align:baseline">Assist with cancelling the ACA policy when requested.</li></ul><p>Renewal information is vital to ensuring the gestational carrier's coverage for the following year. We appreciate your assistance in helping to get this information updated as soon as possible from all avenues.</p><p style="margin-top:0in;background:white">If PBM was already selected for the upcoming year and a new ACA policy is put in place, because current policy is not renewing or a change is requested, we can transfer the paid PBM to the new ACA policy that is place. </p><p style="margin-top:0in;background:white">If you have any questions, please do not hesitate to contact your dedicated agent or billing specialist, within ART Risk! Thank you for your time!!</p><p><span style="font-size: 14px;">ART Risk Premium Billing</span><br></p><p><img src="https://artrisksolutions.com/wp-content/uploads/2018/06/ART-Risk-LOGO-RGB.png" style="width: 10%;"></p><p><a href="https://app.artrisksolutions.com/login" target="_blank">SIGN IN HERE</a><br></p><p>**If you wish to contact us, please do not reply to this message but instead contact one of our Client Success Liaisons at 661-257-6242 (via phone) or <a aria-label="Link info@yourinsurancresource.com" title="mailto:info@yourinsurancresource.com" href="mailto:info@yourinsuranceresource.com" rel="noopener noreferrer" target="_blank" tabindex="-1" class="fui-Link ___m14voj0 f3rmtva f1ern45e f1deefiw f1n71otn f1q5o8ev f1h8hb77 f1vxd6vx f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1hu3pq6 f11qmguv f19f4twv f1tyq0we f1g0x7ka fhxju0i f1qch9an f1cnd47f fqv5qza f1vmzxwi f1o700av f13mvf36 f9n3di6 f1ids18y fygtlnl f1deo86v f12x56k7 f1iescvh ftqa4ok f50u1b5 fs3pq8b f1hghxdh f1tymzes f1x7u7e9 f1cmlufx f10aw75t fsle3fq">info@yourinsuranceresource.com</a> (via email). For specific questions regarding your policy, please reach out to your Dedicated Agent. Replies to this message will not be read or responded to.<br></p>