Hello {{agency_name}},
I hope this email finds you well! I\'m happy to provide you with the attached materials to review the available options on Newborn Healthcare Insurance for US childbirth.
Newborn Portfolio including insurance and discounting program options for your Newborn:
1. Great Morning Newborn Insurance – May work directly with providers or act as a reimbursement policy; application must be submitted between weeks 10-32 of pregnancy and policy paid by the 34th week. Underwriting may take 2-3 weeks.
• For Singleton and Twins born in the US
• No waiting period and allows for immediate transfer
• Great Morning requires the Gestational Carrier\'s medical records for current pregnancy. including 20-week scan.
• Policy will work directly with providers utilizing the United Healthcare and Aetna network for an additional fee of $750.
2. BUPA Newborn Insurance – works for Singleton or Twins; Intended Parents must be on the policy 10 months before baby\'s birth. Currently for EEA (European Economic Area) countries and UK. Except: Israel, Canada, Australia, Ireland, Germany, Switzerland, Taiwan, China, Monaco, and Andorra.
• Recommending application be submitted at 5-6 months prior to transfer, to make sure active coverage in case of a pre-mature birth. To avoid running the risk of not having coverage for the baby, apply 3-4 months prior to transfer.
• Babies may be added up to 30 days post birth with no restrictions if parents have been on the plan for 10 months.
• Intendent Parent(s) should plan for a Two-year policy plan
• To get connected with BUPA for a quote, please provide the information below:
1. Name:
2. DOB:
3. Country of Residence:
4. Country of Citizenship:
3. New Life Agency Insurance – Insurance for the baby, with maximum coverage up to $150K available for Singleton only; application can be submitted after confirmation of heartbeat with up to 19 weeks and 6 days gestation to sign.
4. Universal Family Newborn Insurance – Works for singleton only, Insurance also includes The Newborn Resource; application can be submitted after confirmation of heartbeat. Several plan designs and policy limits are available.
5. Allianz Insurance- available for Singleton only and not available for well-baby; Intended Parents must be on the policy 8 months prior to adding the baby.
• A maximum benefit level for newborns of $30K only, in which the baby is added after birth
6. The Newborn Resource – a discounting program that will negotiate cash rates, allowing Intended Parents to pay a lower amount to the hospital and subsequent outpatient needs. May be purchased before or after birth.
Thank you,
The Newborn Team at ART Risk